Discretionary Portfolio Management, suited to your needs

You should only invest with money that you have over, in addition to your buffer for unforeseen expenses. Investing can be interesting, but it also involves risks. You can lose (part of) your investment. It is good to be aware of this. Only invest in investment products that you understand. 

With Discretionary Portfolio Management, you do not make any investment choices yourself. Nevertheless, it is important that you are aware of the risks of investing. 

If you start with Discretionary Portfolio Management, it is important to first determine your risk profile. You leave the buying and selling to our experts, who will act within your risk profile.

ABN AMRO uses six risk profiles for Discretionary Portfolio Management: from low risk (very defensive) to very high risk (very aggressive). Each risk profile has its own recommended allocation for the assets invested across shares, bonds, alternative investments and cash. 

Once you and your Private Banker have determined your risk profile, we can put together an appropriate investment portfolio. You will see immediately what this can mean for the return on your investments.

Read the brochure 'A closer look at your investor profile'

ABN AMRO uses five sustainability profiles for Discretionary Portfolio Management and Advisory: from ‘Basic’ (minimum sustainability criteria ) to ‘Taxonomy-aligned’ (maximum sustainability criteria). 

Each sustainability profile has its own way of implementing the sustainability criteria. Once you and your Private Banker have determined your sustainability preferences, we can match your sustainability profile with an appropriate asset strategy. 

Read more about it in the brochure 'Your sustainability profile'.

Various information sources provide you with information about your investment portfolio. In this way, we inform you about the composition of your portfolio, the return and our investment policy. In addition, your Portfolio Manager will review your portfolio with you once a year. 

• Portfolio overview
  Your portfolio overview provides insight into the composition of your portfolio every quarter. You can also see the transactions during that quarter, the allocation among the various asset classes and the return. 
• Online portfolio overview
  The secure environment of Digital Banking gives insight into your investment portfolio 24 hours a day, 7 days a week. 
• Digital newsletter 
  You will receive a digital newsletter with an explanation of the investment choices on a quarterly basis. 
• Investment information
  Depending on the market developments, you will receive updates on important events.

Socially responsible investing is an important principle for ABN AMRO. Certain investments (producers of, for example, tobacco, cluster bombs and land mines) are completely excluded for all mandates. In ‘tobacco’ there is a difference between the production of tobacco and its sale. At ABN AMRO it is therefore not possible to invest in tobacco producers. 

However, we do not exclude companies that transport cigarettes or supermarkets that sell tobacco. Do you want to invest sustainably within Discretionary Portfolio Management? Then look at the possibilities of the ESG Investments Mandate, the ESG Funds Mandate and the Impact Mandate.

An all-in fee is charged for Discretionary Portfolio Management. 

These are costs relating to: 

• managing your investment portfolio;
• administration of your investment portfolio;
• the investment information you receive; and
• the transactions.