Discretionary Portfolio Management, suited to your needs
Would you like to place the management of your portfolio in the hands of professional and experienced Portfolio Managers? If so, Discretionary Portfolio Management is the ideal solution for you.
You can choose from a number of different mandates, each with their own specific characteristics to match your wishes and needs. Our Discretionary Portfolio Management provides you with a high level of personal service.
Sustainable investing within Discretionary Portfolio Management
Impact Mandate
The Impact Mandate invests exclusively in 'impact investments'. This means that only companies with a measurable, positive social and environmental impact are selected, while their sales should contribute to the Sustainable Development Goals (SDGs). The portfolio is therefore suitable for investors for whom the environmental and social impacts are more important than financial returns.
ESG investing within Discretionary Portfolio Management
ESG Investments Mandate
A portfolio of exclusively socially responsible individual shares and bonds, supplemented with specific, sustainable investment funds.
ESG Funds Mandate
A portfolio consisting exclusively of sustainable investment funds from various, carefully selected fund managers.
Classic Mandate
A portfolio with recognisable and qualitative individual shares and bonds, supplemented with specific investment funds.
Enterprise & Entrepreneur Mandate
A portfolio exclusively intended for companies and consisting of a limited number of specific investment funds.
Multi Manager Mandate
A portfolio consisting of investment funds from various, carefully selected fund managers.
Flexible Mandate
A portfolio consisting of direct lines and funds where the Portfolio Managers have greater flexibility.
Essential Mandate
A portfolio consisting of four investment funds that are managed in-house.
Other mandates
Comfort Invest Mandate
A portfolio invested in a fund of funds consisting of a core of passively managed funds, supplemented by actively managed income-oriented funds.
Portfolio management and sustainability
Themes such as climate change, circular economy, human rights and social entrepreneurship play an increasingly important role in our society. As a financial institution, we are aware of our responsibility in this regard. Our experts invest for you in companies that lead the way in finding and maintaining the balance between people, the environment and society. For you and for future generations.
More information and conditions
What is the investment approach?
The portfolios are actively managed according to the market conditions and in line with your risk profile.
Our Portfolio Managers ensure the optimal allocation of your portfolio. They construct the portfolios based on the investment strategy defined by the Global Investment Committee. This strategy defines the preference for asset classes, regions, sectors and themes.
Risks
You should only invest with money that you have over, in addition to your buffer for unforeseen expenses. Investing can be interesting, but it also involves risks. You can lose (part of) your investment. It is good to be aware of this. Only invest in investment products that you understand.
With Discretionary Portfolio Management, you do not make any investment choices yourself. Nevertheless, it is important that you are aware of the risks of investing.
If you start with Discretionary Portfolio Management, it is important to first determine your risk profile. You leave the buying and selling to our experts, who will act within your risk profile.
Risk profiles
ABN AMRO uses six risk profiles for Discretionary Portfolio Management: from low risk (very defensive) to very high risk (very aggressive). Each risk profile has its own recommended allocation for the assets invested across shares, bonds, alternative investments and cash.
Once you and your Private Banker have determined your risk profile, we can put together an appropriate investment portfolio. You will see immediately what this can mean for the return on your investments.
Read the brochure 'A closer look at your investor profile '
Sustainability profiles
ABN AMRO uses five sustainability profiles for Discretionary Portfolio Management and Advisory: from ‘Basic’ (minimum sustainability criteria ) to ‘Taxonomy-aligned’ (maximum sustainability criteria).
Each sustainability profile has its own way of implementing the sustainability criteria. Once you and your Private Banker have determined your sustainability preferences, we can match your sustainability profile with an appropriate asset strategy.
Read more about it in the brochure 'Your sustainability profile'.
Insight to the invested capital
Various information sources provide you with information about your investment portfolio. In this way, we inform you about the composition of your portfolio, the return and our investment policy. In addition, your Portfolio Manager will review your portfolio with you once a year.
- Portfolio overview
Your portfolio overview provides insight into the composition of your portfolio every quarter. You can also see the transactions during that quarter, the allocation among the various asset classes and the return. - Online portfolio overview
The secure environment of Digital Banking gives insight into your investment portfolio 24 hours a day, 7 days a week. - Digital newsletter
You will receive a digital newsletter with an explanation of the investment choices on a quarterly basis. - Investment information
Depending on the market developments, you will receive updates on important events.
Sustainability
Socially responsible investing is an important principle for ABN AMRO. Certain investments (producers of, for example, tobacco, cluster bombs and land mines) are completely excluded for all mandates. In ‘tobacco’ there is a difference between the production of tobacco and its sale. At ABN AMRO it is therefore not possible to invest in tobacco producers.
However, we do not exclude companies that transport cigarettes or supermarkets that sell tobacco. Do you want to invest sustainably within Discretionary Portfolio Management? Then look at the possibilities of the ESG Investments Mandate, the ESG Funds Mandate and the Impact Mandate.
Fees
An all-in fee is charged for Discretionary Portfolio Management.
These are costs relating to:
- managing your investment portfolio;
- administration of your investment portfolio;
- the investment information you receive; and
- the transactions.
Deposits and withdrawals
Discretionary Portfolio Management allows you to manage your assets over the long term. You can make deposits or withdrawals at no extra cost, but the minimum investment for the mandate must always be maintained. Deposits and withdrawals may have an effect on achieving your investment goals. Ask your Portfolio Manager for advice.
Stopping
You can discontinue our Discretionary Portfolio Management at any time, free of charge, simply by writing to us.