Individual shares and bonds

Classic Mandate

Investment in individual businesses
Globally reputable companies
Long-term approach

A portfolio of well-known and high-quality individual shares and bonds in addition to investment funds.

Mandate characteristics:

The Classic Mandate invests in large and reputable companies. The Portfolio Managers invest most of your assets in individual shares and/or individual bonds, while investments may also be made in investment funds. Under this mandate, you therefore opt for a broadly diversified portfolio.

Your Portfolio Manager

Your assets are managed by a team of Portfolio Managers. They constantly monitor macroeconomic developments and market conditions and adjust portfolios as necessary. If you have a question about the markets or would like to know how your investments are doing, your Portfolio Manager will be happy to make time for you. That way, you don't have to deal with your investments on a daily basis, but are always well-informed and in control.

More information and conditions

What the mandate comprises

Shares
The Classic Mandate's portfolio includes the shares of 35 to 50 large, well-known companies worldwide. We select these shares based on a model that considers the valuation, quality, earnings momentum and 'insider' actions to be the most important indicators. We then fine-tune the portfolio to end up with the optimum selection of shares in terms of risk and return. The Portfolio Managers can also opt for investment funds that invest in high-potential themes or regions.
Bonds
For a bond, the most important criterion is a good balance between risk and return, and that's why our Portfolio Managers prefer bonds with a high credit rating. Spreading risk is also an important consideration. Under this mandate, we invest in government bonds and corporate bonds with different maturities. These may be supplemented by bond funds from other categories, such as emerging markets. The selected bonds are listed in euros.
Other investments
Commodities may also form part of your portfolio. Alternative investments often react differently to market developments than shares and bonds, meaning these investments reduce the risk in your investment portfolio.
Liquid assets
Finally, the Portfolio Managers may hold some of your assets in cash.

What is the investment approach?

The portfolios are actively managed according to the market conditions and in line with your risk profile.

Our Portfolio Managers ensure the optimal allocation of your portfolio. They construct the portfolios based on the investment strategy defined by the Global Investment Committee. This strategy defines the preference for asset classes, regions, sectors and themes.

Risks

You should only invest with money that you have over, in addition to your buffer for unforeseen expenses. Investing can be interesting, but it also involves risks. You can lose (part of) your investment. It is good to be aware of this. Only invest in investment products that you understand.

With Discretionary Portfolio Management, you do not make any investment choices yourself. Nevertheless, it is important that you are aware of the risks of investing.

If you start with Discretionary Portfolio Management, it is important to first determine your risk profile. You leave the buying and selling to our experts, who will act within your risk profile.

Risk profiles

ABN AMRO uses six risk profiles for Discretionary Portfolio Management: from low risk (very defensive) to very high risk (very aggressive). Each risk profile has its own recommended allocation for the assets invested across shares, bonds, alternative investments and cash.

Once you and your Private Banker have determined your risk profile, we can put together an appropriate investment portfolio. You will see immediately what this can mean for the return on your investments.

Read the brochure ' A closer look at your investor profile '.

Sustainability profiles

ABN AMRO uses five sustainability profiles for Discretionary Portfolio Management and Advisory: from ‘Basic’ (minimum sustainability criteria ) to ‘Taxonomy-aligned’ (maximum sustainability criteria).

Each sustainability profile has its own way of implementing the sustainability criteria. Once you and your Private Banker have determined your sustainability preferences, we can match your sustainability profile with an appropriate asset strategy.

Read the part 'Your sustainability profile' on page 29 of the brochure ' A closer look at your investor profile '.

Insight to the invested capital

Various information sources provide you with information about your investment portfolio. In this way, we inform you about the composition of your portfolio, the return and our investment policy. In addition, your Portfolio Manager will review your portfolio with you once a year.

Portfolio overview
Your portfolio overview provides insight into the composition of your portfolio every quarter. You can also see the transactions during that quarter, the allocation among the various asset classes and the return.
Online portfolio overview
The secure environment of Digital Banking gives insight into your investment portfolio 24 hours a day, 7 days a week.
Digital newsletter
You will receive a digital newsletter with an explanation of the investment choices on a quarterly basis.
Investment information
Depending on the market developments, you will receive updates on important events.

Sustainable Financial Disclosure

Following the European Sustainable Finance Disclosure Regulation, you can find below an overview with more information on the investment strategy and how your sustainable mandate is handling the sustainability risks. You will also find information about the composition of the portfolio in terms of the sustainable and social aspects or the social objective of the mandate. Finally, insight is also given into the methodology used as well as the data used for the information disclosure.

Classic Mandate - Sustainable Financial Disclosures

Fees

An all-in fee is charged for Discretionary Portfolio Management.

These are costs relating to:

managing your investment portfolio;
administration of your investment portfolio;
the investment information you receive; and
the transactions.

Contact one of our Private Bankers to receive a personal quotation.

Make an obligation-free appointment

Deposits and withdrawals

Discretionary Portfolio Management allows you to manage your assets over the long term. You can make deposits or withdrawals at no extra cost, but the minimum investment for the mandate must always be maintained. Deposits and withdrawals may have an effect on achieving your investment goals. Ask your Portfolio Manager for advice.

Stopping

You can discontinue our Discretionary Portfolio Management at any time, free of charge, simply by writing to us.